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Most
banks in USA are open Monday to Friday from 9.00 a.m. to
6 p.m. and on Saturdays, from 9.00 a.m. to 2.00 p.m.
Types
of Bank Accounts:
Checking Accounts
Checking
accounts will allow you to write checks against your account,
up to the balance available. If the check is written for
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amount, which is more than your account balance then the check,
would bounce.
Bouncing a check in USA is considered to be an embarrassment. Banks
also charge a fee anywhere between $20 and $25. Checking accounts
usually have a fee per month and per check. You do not earn any
interest on checking accounts. Many banks offer checking without
any fee provided a large balance is maintained in the account- $1000
or more.
Savings
Accounts
Savings banks
also offer accounts which work like checking accounts, though
they might be called something else, like a NOW (Negotiable Order
of Withdrawal) account. Some savings banks offer these accounts
with no fees, some pay interest, some do both. You'll have to
shop around among the smaller banks to find these accounts.
Following is the list of major banks with their customer service
numbers.
| Bank
Name |
Customer
Service
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| American
Express Bank |
(800)327-2177
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| Bank
of America |
(800)932-2265
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| Bank
One |
(800)404-4111
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| Capital
One Bank |
(800)221-1212
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| Chase
Manhattan Bank |
(800)242-7324
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| Citi
bank |
(800)446-5331
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| DCU
Federal Credit Union |
(800)328-8797
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| Discover
Novus |
(800)347-2683
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| First
Usa Bank |
(800)235-9292
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| MBNA
Bank |
(800)525-0280
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| Providian
Bank |
(800)964-6000
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| State
Bank |
(800)634-2572
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| USA
Federal Credit Union |
(800)521-8440
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| Wells
Fargo Bank |
(800)956-4442
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